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My Mortgage Blog — Latest Posts
The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
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The Upside of Alternative and/or Unregulated Lenders
A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...
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Are you thinking of buying a house in 2018?
Buying a house should be exciting but it can get pretty stressful at times. You may worry you won’t qualify or you’re not sure if your down payment is enough or what down payment options you have....
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Clarification and Review of Stress Test Qualifying Rules Implemented in Oct 2016 and Jan 1, 2018.
Mortgages and qualifying have changed immensely over the last couple years and with those changes, has come some confusion and misinformation. While I generally don’t like to get real specific about...
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